Lease option to purchase
A program designed for you.
5 steps from renting to owning.
Rent-to-own, or lease-to-own, programs give you the opportunity to work towards homeownership while you rent. Here's how it works with Divvy.
Not ready for a mortgage? We’ve got you covered. With Divvy you can rent your dream home now, while growing your built-in savings for a down payment. steps from renting to owning.
Apply for free in 5 minutes
Getting prequalified is free. It’s quick, comes with no commitment, and doesn’t impact your credit score.
Find your dream home
You get a home-shopping budget, and you can choose any qualifying home on the market. Work with your own agent, or find one through Divvy.
Divvy buys your dream home
We pay for the home in cash and cover all fees, closing costs, taxes, and insurance. You make an initial payment of 1% to 2% of the selling price, which goes straight to savings for your own future down payment.
Move in with built-in savings
Move in and make it home. Your monthly payment includes built-in savings that grow into a down payment over time. (Our program is designed for Divvy customers to become mortgage-eligible within 3 years.)
Buy your home, or walk away with savings
Buy your home when the time is right. Change of plans? You can also move out early (with a 60-day notice) and keep your Divvy savings (minus a relisting fee).
Get Pre-qualified Today
